Specialist Insurance for Dentists: In Partnership with KapFin & Kerry London Underwriters

KapFin, is working in partnership with Kerry London Underwriters, to develop a bespoke insurance product tailored specifically for dentists. This partnership ensures that dental professionals have access to comprehensive, industry-specific protection that addresses the unique risks of modern dental practice.

Why Specialist Insurance Matters for Dentists

The UK healthcare sector faces a wide range of risks, and dentistry is no exception. From professional liability to cyber threats, dentists need insurance that goes beyond standard business coverage. KapFin’s offering is designed to meet these needs with precision and care.

Key Insurance Coverages for Dental Practices

KapFin’s tailored policy includes:

  • Medical Indemnity Insurance
    Protection against claims of medical negligence or malpractice, with financial and legal support.

  • Cyber Insurance
    Essential in today’s digital world, this covers data breaches, cyberattacks, and the resulting financial and reputational damage.

  • Healthcare Liability Insurance
    Covers a broad range of liabilities, including errors, omissions, and malpractice claims.

  • Property Insurance
    Protects your practice’s premises and equipment from damage or loss due to fire, theft, or natural disasters.

  • Business Interruption Insurance
    Covers financial losses from unexpected disruptions, such as temporary closures.

  • Employers’ Liability Insurance
    A legal requirement in the UK, this covers claims from employees who suffer illness or injury at work.

  • Public Liability Insurance
    Covers claims from patients or visitors who suffer injury or property damage on your premises.

  • Locum Insurance
    Helps cover the cost of hiring temporary staff when a regular team member is unable to work.

Tailored for Cosmetic Dentistry

If your practice offers cosmetic dental procedures, you need specific professional liability insurance that covers aesthetic treatments. KapFin’s policy ensures:

  • Treatment-specific coverage for all procedures you offer

  • Comprehensive protection against claims of negligence or malpractice

  • Peace of mind knowing your policy explicitly includes cosmetic treatments, which are often excluded from standard plans

Built for the Future of Dentistry

KapFin’s insurance solution is designed with flexibility in mind, covering a wide range of treatments—including emerging and innovative procedures. Whether you're expanding your services or upgrading your technology, your coverage evolves with your practice.